Job Summary:

Performs duties related to the assessment of client credit risks as well as industry risks and trends, under the direct supervision of a manager or more senior Credit Risk Analyst. Participates in focused training to increase knowledge and understanding of Credit Risk Analyst functions. Participates in day-to-day operations and projects, and completes assigned training courses.

• Under the supervision of more experienced members of the Credit Risk team, performs duties related to the assessment of client credit risks as well as industry risks and trends.
• Assists Credit Risk Managers (CRM) in the monitoring of receipt of current and adequate financial statements. Completes spreads and also forwards statements for spreading and ensures upload to internal databases/systems.
• Prepares analyses of traditional commercial lending, commercial real estate lending, leveraged financing, and cash flow lending, where applicable relative to assignments. Ensures all transactions and processing are in compliance with regulatory and company guidelines, policies and procedures.
• Prepares documentation for loan discussion, approval and committee presentation purposes at direction of Credit Risk Managers in conjunction with the Director, Credit Risk Analysts.
• Supports bankers with assigned client accounts. Works with bankers and Credit Risk Managers throughout the cross-selling process by learning to identify credit-worthy prospects.
• Supports bankers with large and/or complex client accounts. Works with bankers and Credit Risk Managers throughout the cross-selling process by identifying credit-worthy prospects.
• Under the direction of more senior-level staff, completes a variety of developmental assignments in assigned area. Helps drive and support innovation and continuous efficiency improvements. Participates in special projects as required.
• Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
• Performs other related duties as required.

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Synovus is an Equal Opportunity Employer supporting diversity in the workplace.

Minimum Education:

• Bachelor's Degree in Business Administration, Finance, Accounting or related discipline.

Minimum Experience:

• No experience required.

Required Knowledge, Skills, & Abilities:

• Strong analytic and quantitative skills
• Strong verbal and written communication skills
• Proficiency using Microsoft Office software products including advanced Excel modeling skills

• Some banking experience preferred